MyPB vs Empower
Wealth tracking vs budget planning — which problem are you solving?
MyPB
Free (Early Access)
vs
Empower
Free (wealth mgmt fees on large portfolios)
About Empower
Empower (formerly Personal Capital) is the best free tool for tracking net worth and investment fees. While its budgeting features are basic, it excels at portfolio analysis with tools like the Fee Analyzer and Retirement Planner. Empower is best for high-net-worth individuals focused on retirement and investments.
Feature Comparison
| Feature | MyPB | Empower |
|---|---|---|
| Zero-Based Budgeting | ||
| Multi-Account Tracking | ||
| Budget Sharing | ||
| Category Goals & Targets | ||
| Net Worth Tracking | ||
| Portfolio Fee Analyzer | ||
| Retirement Planner | ||
| Investment Tracking | ||
| Report Views | 4 built-in views | Investment-focused |
| Bank Account Linking | ||
| Privacy-First (No Bank Link) | ||
| Light & Dark Mode | ||
| Drag-and-Drop Categories |
Why Choose MyPB Over Empower?
- Purpose-built for budgeting — Empower's budgeting is an afterthought to its investment tools
- Zero-based budgeting gives every dollar a job, not just a category after spending
- Category goals with target tracking for proactive financial planning
- Budget sharing with permissions — plan finances together with your partner
- No bank linking required — keep your financial credentials private
- Both free, but MyPB delivers serious budgeting where Empower delivers serious investing
Ready to take control of your finances?
Try MyPB free during early access — no credit card required.
Get Started Free