MyPB vs PocketSmith
Forecasting power vs budgeting discipline — find the right tool for your goals
MyPB
Free (Early Access)
vs
PocketSmith
$12.95/mo+
About PocketSmith
PocketSmith is the gold standard for data-driven financial forecasting. It uses a calendar-based approach to project your bank balances up to 30 years into the future. With multi-currency support and scenario testing, PocketSmith is best for long-term planners and those managing finances across multiple countries.
Feature Comparison
| Feature | MyPB | PocketSmith |
|---|---|---|
| Zero-Based Budgeting | ||
| Multi-Account Tracking | ||
| Budget Sharing | Premium only | |
| Category Goals & Targets | ||
| Net Worth Tracking | ||
| Long-Term Forecasting | Up to 30 years | |
| Multi-Currency Support | ||
| Scenario Testing | ||
| Calendar-Based Planning | ||
| Bank Account Linking | ||
| Privacy-First (No Bank Link) | ||
| Light & Dark Mode | ||
| Mobile App | Web-first | iOS & Android |
Why Choose MyPB Over PocketSmith?
- Zero-based budgeting helps you control spending now — not just forecast the future
- Free during early access vs PocketSmith's $12.95+/month (up to $24.95 for premium)
- Simpler learning curve — PocketSmith's power comes with complexity
- Budget sharing with permissions for couples and households
- No bank linking required — complete privacy over your financial data
Ready to take control of your finances?
Try MyPB free during early access — no credit card required.
Get Started Free